“A competitive Employee Benefit Program is key for recruitment and retention of quality employees”


About us
Atwood Benefits UK Ltd (formerly F&L Financial Services Ltd) have been operating since 2005 and specialise in the provision of compliant Workplace Pension and Employee Benefit Programs. We work with both UK and international businesses looking to outsource their Employee Benefits function and provides direct corporate and employee support as required.
Atwood Benefits UK Ltd is authorised and regulated by the Financial Conduct Authority (FCA) and operate on a ‘whole of market’ basis. This allows us to research the entire market on behalf of our corporate clients before making recommendation for the most suitable, compliant and cost-effective Pension and Benefits Program for their employees.
A significant number of our clients are headquartered overseas (with many in North America) and we are typically tasked with reviewing their domestic benefits in order the UK program can be themed in line but adapted where necessary to meet local expectation and requirements.
We manage all aspects of the Employee Benefits cycle from design, through implementation, monthly administration and annual review by always being the first point of contact for the employer and at the same time providing a ‘real time’ solution for the UK employees.

Our Charities
Atwood Benefits UK Ltd is proud to support Communigrow and BTRC (Brain Tumour Research Campaign).



Our Services
International and UK companies need to consider what is appropriate locally, taking into account both employee and market expectations along with legislative requirements. Not all industries have the same expectations or requirements.
When making recommendation for international businesses we always consider the domestic program of the parent company and then theme the UK plan with this in mind but taking into account what is customary (and required) in the UK.
In summary, we effectively become our corporate clients’ outsourced Employee Benefits Department.
Research and recommendation
Design and implementation
Workplace Pension
Compliance Management
Life Assurance/Death in Service
Short Term Disability
Long Term Disability
Employee Assistance Program
Critical Illness
Private Medical Insurance
Dental Insurance
Vision support
Travel Insurance
Cycle to Work
Our Team

Tim Atkins
Director
Tim trained with Scottish Life Assurance Company and has considerable experience having worked in Employee Benefits since 1993. He has worked in the City of London and previously was Director of F&L Financial Services Ltd from 2005 specialising in the design, implementation and ongoing administration of Workplace Pension and Employee Benefit Programs. Tim has developed business in a number of countries, particularly North America, where he visits regularly and works closely with both US, Canadian and UK Government agencies assisting with their education and understanding of the UK market.
+44 (0)7835 139780

Lynne Florek
Employee Benefits Manager
Lynne started work in the Financial Services industry in 1987 with Chelsea Building Society then Skipton Building Society before moving into the Employee Benefits world in 2002 with Belmont Insurance Brokers (where she joined Tim). Lynne joined F&L Financial Services Ltd (now Atwood Benefits) in 2005 and works closely with our corporate clients in Employee Benefit Program design, implementation and overseeing the monthly processes and compliance requirements.
+44 (0)7872 637090

Matt Aers
Consultant
Matt trained with HSBC and worked with them for 23 years specialising in the provision of Employee Benefit and Workplace Pension solutions to their corporate clients. Matt joined F&L Financial Services Ltd (now Atwood Benefits) in 2013 and manages a portfolio of corporate clients ensuring their employees are set up with the relevant benefits suiting their personal circumstances.
In addition, Matt oversees the annual benefits review for his corporate clients, making recommendation for what is appropriate from a cost and industry perspective i.e. tailoring solutions to meet client need.
+44 (0)7876 860349

Vanessa Blake
Consultant
Vanessa has worked in the Financial Services industry for over 20 years specialising in Employee Benefits since 2002. Vanessa joined F&L Financial Services Ltd (now Atwood Benefits) in 2014 and manages a portfolio of corporate clients ensuring their employees are set up with the relevant benefits suiting their personal circumstances.
Similar to Matt, Vanessa oversees the annual benefits review, making recommendation for what is appropriate from a cost and industry perspective i.e. tailoring solutions to meet client need.
+44 (0)7867 456470
Contact Us

Admin Office
Waterside
Park Farm
Ditton
Kent
ME20 6PE
Phone: +44(0)1732 220184
Email: info@benefitsuk.com